“U-POINT LOYALTY PROGRAM” USER AGREEMENT

U-POINT Loyalty Program – Privacy Policy Last updated:  2025.08.08 United Alliance LLC (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use the  U-Point Loyalty Program  mobile application (“App”), website ( www.upoint.mn ), and U-Point card services. By using our services, you agree to the terms of this Privacy Policy. 1. Information We Collect We may collect the following types of personal and usage information: Identity Information:  Full name, surname, and national registration number (used to verify account ownership) Contact Information:  Phone number (used for account login, customer service, and receiving your PIN code) Account & Transaction Data:  U-Point balance, history of earned/redeemed points, merchant interactions Device & Technical Data:  Device model, operating system, app usage statist...